Business Banking

Hibernia’s ACH services, offered through Internet Banking, makes it simple to create and import ACH files for direct deposit, tax and vendor payments, as well as cash concentration and collections. Our ACH services are the ideal way to manage your business’ payables, while saving you money.

Send and receive money with Hibernia Bank Wire Transfer service. We offer instant domestic and international wire transfer options, as well as foreign currency payment solutions, to meet your business’ needs.

• Only available to Hibernia Bank’s customers
• Incoming, outgoing and international wire transfers
• Initiated online or in local banking center
• Fees may apply

With check fraud losses rising, Hibernia Bank recommends Positive Pay as an effective fraud prevention tool. This service is designed to protect your funds by matching certain criteria on checks presented to the Bank for payment against our Positive Pay clients check issue database. Clients can submit issue files via our online banking platform, as well as decision exceptions online.

Hibernia Bank also offers Reverse Positive Pay for clients who may not have the ability to upload check issue files. Reverse Positive Pay provides a paid check report on a next business day basis for review and immediate reporting of any suspicious items back to the Bank.

Online Banking gives you instant and convenient control over your company’s money.

Real Time History
View account activity and account history.

Check Image
View the front and back of cleared checks.

Transfer Funds
Setup scheduled or repeating transfers between accounts.

Stop Payments
Request a stop payment on a check.

Alerts
Set up alerts to notify you of account balance changes or when a check clears.

Download History
Export account history for Quicken®, Quickbooks® or other various file formats.

Wire Transfers
Initiate domestic and international wires directly from your PC. We also offer foreign currency payment options on wire transactions.

ACH
Originate ACH debits and credits on our website or use your accounting software.

EDI is the detailed data included with incoming ACH transactions. Hibernia Bank offers EDI reporting directly to your Online Banking platform. The reporting is accessible through our Online Banking platform, allowing the posting of electronic receivables in a more efficient manner.

Hibernia Bank offers our commercial clients ACH Return and Notification of Change (NOC) Reporting. These reports are accessible through Online Banking, streamlining the resolution process.

Hibernia Bank Sweep Accounts maximize your company’s cash flow by automating the funding of your business’ payables or paying down your business line of credit. Sweep accounts automatically ‘sweep’ excess funds between your business’ primary checking account and a secondary investment account. Hibernia’s Online Banking platform provides next day visibility of all sweep activity.

Account Options:

• Repurchase Sweeps
• Loan Sweeps

Secure your large deposits while maintaining access to funds.

Now you can get paid online without the high fees. There’s no monthly fee when you turn on Accept a Payment. Save money with the low transaction fee of just 2.89% when you accept a payment by card. Pay just 1% when you accept payments by bank transfer.