Tools for Business
Hibernia offers a number of products and services that complement any of our deposit products.
Remote Electronic Deposit Capture
- Deposit checks without leaving your office.
- Improve cash flow.
- Extend deposit times.
- Gain faster access to information.
How it Works
- Using a scanner, you scan each check.
- The system checks the readability of the item.
- The system verifies the deposit amount and transmits to the bank.
- Funds are credited to your account.
- The scanned check images are available for you to review online.
Treasury Management Services
Hibernia makes managing the financial aspects of your company less time consuming so you can spend your time on managing the operation of your company. We offer the following services to our commercial customers:
- Merchant Services – Credit Card Processing
- Remote Electronic Deposit Capture
- Wire Transfers
- Sweep Accounts
- Account Analysis Services
- ACH Origination
- CDARS® – Multi-Million Dollar FDIC Insurance on CD Investments
Business VISA® Credit Card
Hibernia offers a credit card to businesses with outstanding features:
- No annual fee
- Low APR
- Credit limits approved locally
- Employee cards with spending limits
- Monthly statements to track expenses
- Online access to account information
To access your account information online, visit www.mycardstatement.com.
High Balance Insured Cash Sweep (ICS) Service
Through ICS, Hibernia can offer FDIC insurance coverage for all of your business funds. Funds will be swept from a transaction account at Hibernia into interest-bearing MMDA at multiple banks. The funds will then be made available for to cover your financial needs when requested while providing full FDIC insurance coverage for amounts in excess of $250,000.