Business Checking

Improve everyday efficiency with our money management tools

Whether you're running a corner store, a big corporation or a Crescent City law firm, you'll find a Hibernia Bank checking account that meets your needs and exceeds expectations. From a free checking option to interest earning potential to sophisticated digital banking tools, we offer features designed to keep your business running smoothly.

Free Business Checking

Small and mid-sized businesses and non-profit organizations can benefit from exceptional service without adding to their overhead.

$100 minimum deposit
$0 monthly fees
Unlimited check-writing
Free Online and Mobile Banking

Business Checking with Interest

For small businesses that could benefit from an additional revenue stream.

$100 minimum deposit
Avoid $15 monthly fee with average daily balance of $2,500 or above
Competitive interest on deposits
Free Online and Mobile Banking

Business Analysis Checking

Businesses with high transaction volumes can use account balance to offset transaction costs.

$100 minimum deposit
Free Online Banking
Earnings credits to offset monthly charges
Unlimited check-writing

IOLTA

Our IOLTA accounts are a secure place for money placed in trust and client funds.

No monthly service fee
Unlimited check-writing
Interest on deposits paid to Louisiana Bar Association
Free Online and Mobile Banking

Additional Services:

Business Bill Pay: Reduce check-processing time and postage costs by paying bills electronically. Make easy one-time payments and schedule recurring payments so that they occur automatically.
Remote Deposit: Special scanning system allows your business to quickly and securely route incoming checks from your workplace to your Hibernia Bank accounts.
ACH Services: Offered through Online Banking, Automated Clearing House Services streamline your payables process, facilitating direct deposit of payroll and tax and vendor payments.
ACH Return/NOC Reporting: Hibernia Bank offers our commercial clients ACH Return and Notification of Change (NOC) reports through Online Banking, streamlining the resolution process.
Wire Transfers: Send funds swiftly and securely to vendors, suppliers, or business partners. Domestic and international transfers available. Fees may apply.
Positive Pay: Reduce fraud by supplying Hibernia Bank with computer files that list outgoing checks. When checks are submitted for payment, we compare them to your list and look for forgeries and check alterations.
Reverse Positive Pay: A fraud-prevention tool for clients that cannot upload check issue computer files. Hibernia Bank provides a paid check report on a next-business day-basis for review. Your business can report suspicious items back to the bank.
EDI Reporting: EDI is the detailed data included with incoming ACH transactions. Hibernia Bank offers EDI reporting directly to your Online Banking platform, allowing the posting of electronic receivables in a more efficient manner.
Sweep Accounts: Arrange for excess funds to be automatically moved from your daily operating account to an investment account so that your funds can earn interest, or to a line of credit so that your business can reduce its debt.
ICS: Insured Cash Sweeps distribute large deposits throughout a network of financial institutions to ensure all your funds are protected by FDIC insurance. You can continue to access them exclusively through Hibernia Bank.
AutoBooks: Your business can accept online payments without incurring high fees. There’s no monthly fee when you turn on Accept a Payment, just a low 2.89% transaction fee when you accept a payment by card. Pay just 1% when you accept payments by bank transfer.

Keep track of your accounts on the go!

Digital banking