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Lines of Credit

Home Equity Lines of Credit (HELOC)

Write yourself a loan for any purpose at any time

Remodel some rooms. Repair your car. Cover the college tuition bill. Work on debt consolidation. Or take your family on a once-in-a-lifetime vacation. With a HELOC, you can tap into the value of your home to borrow money over and over again at affordable rates.

  • Streamlined application process
  • Competitive rates
  • Credit limit depends on the equity you have in your home (Equity is the current market minus any outstanding mortgage balance
  • Easy access to funds through checks, Online and Mobile Banking and at Hibernia Bank branches
  • Pay interest only on the funds actually in use
  • Good choice for consolidating higher interest debt or credit card balances
  • Work with experienced lenders who can explain the details and additional advantages of a Home Equity Line of Credit

Contact Us

Applying for a HELOC is easy. Just download our loan application, complete it in Adobe Reader, save it it on your computer and print it out and fax it to (504) 301-9707. You can also bring it to our main office.

Buying, building, or remodeling?