Hibernia offers the lowest opening deposit and minimum balance requirements around.
Whether balancing your overall investment portfolio or saving cash for short-term necessities, a Certificate of Deposit (CD) is historically one of the safest ways to save your hard-earned money. From 3 months to 5 years, our CDs offer a great way to lock in your savings for terms you're comfortable with. And along with your other Hibernia accounts, your funds are FDIC insured.
Certificate of Deposit Rates
as of:
6/07/2024
3 Months
Minimum $2,500 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $2,500 and Higher | 0.20% | 0.20% | $2,500 |
9 Months - Personal & IRA Only
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 4.50% | 4.60% | $1,000 |
1 Year
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 3.75% | 3.82% | $1,000 |
18 Months
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 3.00% | 3.05% | $1,000 |
2 Years
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 2.50% | 2.53% | $1,000 |
30 Months
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 2.50% | 2.53% | $1,000 |
3 Years
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 2.00% | 2.02% | $1,000 |
4 Years
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 2.00% | 2.02% | $1,000 |
5 Years
Minimum $1,000 Deposit to Open Account
| Amount | Interest Rate | APY | Min. Balance to Earn Stated APY |
|---|---|---|---|
| $1,000 and Higher | 2.00% | 2.02% | $1,000 |
APY = Annual Percentage Yield
All interest is compounded daily and credited quarterly.
There may be a penalty for early withdrawal.
Please contact an employee for further information about applicable fees and terms at 504-522-3203.
