using phone

Certificate of Deposits

Hibernia offers one of the lowest opening deposit and minimum balance requirements around.


Whether balancing your overall investment portfolio or saving cash for short-term necessities, a Certificate of Deposit (CD) is historically one of the safest ways to save your hard-earned money. From 3 months to 5 years, our CDs offer a great way to lock in your savings for terms you're comfortable with. And along with your other Hibernia accounts, your funds are FDIC insured.

Certificate of Deposit Rates
as of: 
11/15/2023

3 Months

Minimum $2,500 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$2,500 and Higher 0.20% 0.20% $2,500


6 Months

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 5.00% 5.13% $1,000

1 Year

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 3.00% 3.05% $1,000

18 Months

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 3.25% 3.30% $1,000

2 Years

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 2.50% 2.53% $1,000

30 Months

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 2.50% 2.53% $1,000

3 Years

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 2.00% 2.02% $1,000

4 Years

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 2.00% 2.02% $1,000

5 Years

Minimum $1,000 Deposit to Open Account

Amount Interest Rate APY Min. Balance to Earn Stated APY
$1,000 and Higher 2.00% 2.02% $1,000

APY = Annual Percentage Yield
All interest is compounded daily and credited quarterly. 
There may be a penalty for early withdrawal.

Please contact an employee for further information about applicable fees and terms at 504-522-3203.

Member FDIC Logo










 

Lagniappe Checking. Cost free checking just for you.